Baseball cards come in packs of a dozen (12) cards. Matt has 132 baseball cards. How many packs of baseball cards did he buy?
In a word problem you have to decide what operation to do to solve it. IN this case, every 12 cards is another pack he bought.
We are trying to answer the question "how many times can 12 be subtracted from 132?"
However, division is the short cut for repeated subtraction.