#color(blue)("Building the structure")#
The fact that the #20^("th")# term is negative tells us that the common difference is negative.
Let the common difference be #d#
Let the first term be #a#
#a_1=a_1-(0d)#
#a_2=a_1-(1d)#
#a_3=a_1-(2d)#
From this we have #a_n=a_1-(n-1)d" "..................Equation(1)#
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
#color(blue)("Solving for "a_1 and d)#
#color(brown)("The first three terms condition")#
#a_1=a_1-(0d)#
#a_2=a_1-(1d)#
#ul(a_3=a_1-(2d) larr" Add")#
#color(white)("dddd")3a_1-3d=12" ".................Equation(2)#
#color(brown)("Dealing with the 20th term")#
From #Eqn(1)# #a_20=a_1-(19d)=-32#
#a_1-19d=-32" "........................Equation(3)#
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
#color(brown)("We now have simultaneous equations.")#
#3a_1-3d=12" ".................Equation(2)#
#a_1-19d=-32" "..............Equation(3)#
#Eqn(2)-3Eqn(3)#
#+54d=108#
#color(blue)(d=2)" "...................................Equation(4)#
Using #Eqn(4)# substitute for #d# in #Eqn(2)#
#color(green)(3a_1-3color(red)(d)=12 color(white)("dddd") ->color(white)("dddd") 3a_1-3(color(red)(2))=12)#
#color(green)(color(white)("ddddddddddddddd") ->color(white)("ddddd") a_1=(12+6)/3)#
#color(blue)(a_1=6)#
~~~~~~~~~~~~~~~~~~~~~~~~~~~~
#color(blue)("Check")#
#a_20->6-(19xx2)=-32#
#a_20->-32=-32 color(red)(larr" True")#
#color(white)("d") #
#3a_1-3d=12#
#3(6)-3(2)=12#
#12=12 color(red)(larr" True")#