#### Explanation:

Although there is no context, there is no mention of "compounding" and annuities (words like "monthly payment" indicates an annuity). Therefore, the only formula we can use is $I = P r t$.

=> Where $I$ is the interest - money earned.
=> Where $P$ is the principal - money deposited.
=> Where $R$ is the rate - given as a decimal.
=> Where $T$ is the time (years).

$I = P \cdot R \cdot T$

$I = 25000 \times 0.08 \times 5$

$I = 10000$

Now we add the interest to the deposited principal to get the total.

$T = P + I$

$T = 25000 + 10000$

$T = 35000$

Therefore, after $5$ years, the investment is worth \$35000.

Hope this helps :)